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What is a CD?

A CD is a savings product that offers a fixed interest rate for a specified period. You get a higher interest rate as a reward for that commitment. If you’re looking to earn a steady, predictable return on your savings without the risk of market volatility, a CD is for you.

With SavingsAccounts.com you can shop and compare top certificates of deposit rates from various banks and credit unions nationwide.

Their extensive database shows the most competitive rates, with daily rate updates and personalized recommendations based on your risk preferences and time horizon, so you can find the right CD to meet your savings goals..

Learn More

Compare savings accounts

Phil Osagie Staff Writer

Phil is a writer at Moneywise with a background in public relations, financial communications, and copywriting. Educated in Cambridge, UK, he has vast experience creating content for several blue-chip corporations. He enjoys research, and his favorite quote is, "When prosperity comes, do not waste it.

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