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Mint.com vs. PocketSmith
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Updated: April 01, 2024
*Note: On Oct. 31, 2023, Mint announced they will be shutting down. They will "ensure a smooth transition for Minters who decide to onboard to Credit Karma."
Check out our complete list of the best Mint alternatives
We've reviewed and compared more than 15 personal finance apps. Our goal is to bring you the most honest, simple, and informative reviews. Turns out, users also want to compare specific applications. This review compares Mint.com and PocketSmith. The better software depends on your needs. So let's dive in and figure out which is right for you.
When it comes to personal finance software, users care most about: the cost (if there is any), whether or not the software can be used for budgeting, and whether or not the software has support for bill paying. Let's look at how Mint.com and PocketSmith compare against each other.
To start, let's consider the cost the use either service. Currently, Mint.com is a free personal finance app. In comparison, PocketSmith is $0.00 – $19.95/month.
Budgeting is another huge topic when it comes to personal finance. Both Mint.com and PocketSmith have the ability for users to budget within their apps, so it's a tie with this functionality.
When it comes to bill paying unfortunately neither Mint.com or PocketSmith offer this functionality.
Overall, Mint.com rates 4.3 out of 5, while PocketSmith ranks 3.5 out of 5. For more information on either, you can read our full reviews on Mint.com and PocketSmith.
| Highlights | Mint | PocketSmith |
|---|---|---|
| Cost | 5/5 | 4/5 |
| Customer service | 3/5 | 4.3/5 |
| Ease of use | 4.5/5 | 4/5 |
| Synchronization | 3.5/5 | 4/5 |
| Accessibility | 4.3/5 | 3.5/5 |
| Promotions | n/a | n/a |
| Price | $0/month | $19.95/month |
| Trial period | 0 days | 0 days |
| Refund policy | ❌ | ❌ |
| Budgeting | ✅ | ✅ |
| Bill payment | ❌ | ❌ |
| Bill management | ✅ | ✅ |
| Investment tracking | ✅ | ❌ |
| Retirement planning | ❌ | ✅ |
| Tax reporting | ✅ | ❌ |
| Reconcile transactions | ❌ | ❌ |
| Credit score monitoring | ✅ | ❌ |
| Zillow tracking | ✅ | ❌ |
| Custom categories | ✅ | ✅ |
| Manual entries | ✅ | ✅ |
| Import QFX, QIF files | ❌ | ✅ |
| Currency support | US/Canada | Multiple |
| Access | 4.3/5 | 3.8/5 |
| Two-factor authentication | ✅ | ✅ |
| Customer service | ||
| Site | Mint.com | PocketSmith |
Larry Ludwig is a freelance contributor for Moneywise.
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